With BofA, It's All About the Bump By Jim Cramer About this article: Amid all of the headlines about Bank of America regarding what Ken Lewis did and what the Fed said and Angelo Mozillo's legal fees and the terrible snookering by Merrill Lynch, only one line means anything to me: "Morgan Stanley increases estimates, Bank of America." Morgan Stanley's research is clear: The brokerage -- yep the "terrible" brokerage they overpaid for -- is pretty much on fire because of retail and investment banking. We can read that there are onerous pay rules coming for Bank of America. We can read that Lewis may not know what he is doing. But what matters is that number bump. Bank of America remains the single best way to play the housing stabilization that I keep talking about and the explosion in sales happening in all of the so-called "bad" regions that BofA dominates. For this year the numbers don't mean much... Or, call us at 1-866-321-TSCM (8726) Monday-Friday, 8 a.m.-6 p.m. ET. Outside the U.S. and in Canada, call 1-212-321-5200.

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