Credit Card Reform Will Clobber Bank Stocks By Jim Cramer About this article: Could have cracked it; didn't. As I think about our president bashing the single best source of revenue that all of the financials have -- hidden fees! -- I marvel that we elected the polar opposite of the last president, a guy who genuinely thinks that regulation is good and that companies can't be predators. As he ticked off all of the bizarre, fine-print ways the banks make money, from changing billing cycles to hiking rates to unconscionable levels to them forcing you to pay off the lowest rates first if you amalgamate bills, I found myself thinking that this president is putting out legislation that directly affects earnings per share. That's right, these fees are the high-margined, risk-free portion of the business, and if I were an analyst covering the banks and if there were any stability to bank earnings, I would be slashing numbers across... Or, call us at 1-866-321-TSCM (8726) Monday-Friday, 8 a.m.-6 p.m. ET. Outside the U.S. and in Canada, call 1-212-321-5200.

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