If You Don't Have Anything to Say... By Jim Cramer About this article: The president has to learn that needless uncertainty creates needless selloffs in the stock market. When the president talks about the government becoming a shareholder of the banks that it bails out, of course you are going to get a bad selloff. Nobody who owns the good banks -- or any banks -- wants to own a bank when that talk happens, even as I believe Obama didn't mean it. Let's say you own Bank of America or Wells Fargo, two situations considered to be "dicey" by many -- do you want to own a bank where the government's going to take over, especially when that wasn't on the table before the president's address? Is Bank of America suddenly the Royal Bank of Scotland? Do we have to short the banks again because of this coming government cram-down? Which begs the real question: Why address the... Or, call us at 1-866-321-TSCM (8726) Monday-Friday, 8 a.m.-6 p.m. ET. Outside the U.S. and in Canada, call 1-212-321-5200.

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