Portfolio Survivability: Will Your Assets Outlast You? By David Edwards About this article: In the depths of the market panic earlier this spring, one of my clients called up and requested that I rebalance his account. He was nearing retirement and determined that he could cover his current income needs with coupon interest if 80% of his assets were invested in bonds, leaving 20% in stocks for growth. His account had grown very nicely over the past five years invested 75% in equities and 25% in fixed income, but the volatility of the markets was very frightening to him and he wanted to protect his nest egg. So, as a financial adviser, I had to decide whether I should follow his instructions. Many baby boomers will face these questions over the next decade: What is the appropriate mix of investments in retirement, and at what rate can assets be drawn out of a portfolio without running it down to... Or, call us at 1-866-321-TSCM (8726) Monday-Friday, 8 a.m.-6 p.m. ET. Outside the U.S. and in Canada, call 1-212-321-5200.

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