IRA Investing: Higher Probability of New Lows By Richard Moore About this article: It has been only a few months, but I am yearning to return to the analysis of company performance and future prospects. Instead, investors are spending virtually 100% of their time trying to make sense of the government stimulus and bailouts, TARP and TARP 2. This may continue for some time, because I believe that massive government spending financed by debt will not turn this economy around. There was a brief ray of hope for the housing market last week when the Senate version of the stimulus plan added a $15,000 tax credit for anyone buying a home to be used as a principal residence. But somehow in conference committee, this provision was reduced to $8,000 and was made usable only by first-time homebuyers. Because the housing market decline was largely responsible for many of the current problems, I felt that a provision that would stabilize housing... Or, call us at 1-866-321-TSCM (8726) Monday-Friday, 8 a.m.-6 p.m. ET. Outside the U.S. and in Canada, call 1-212-321-5200. More Stories From RealMoney Durable Goods Up Move Down the Tech Food Chain Jobless Claims Still High Bulls' Tenacity Is the Big Question Mark Should You Buy It? Pharmaceutical Product Development Bad News Trumps All Support for Banks Holds, For Now Bummer, Yields Are on the Rise Money on the Line Makes a Big Difference Structured Products: Unsafe at Any Price MORE STORIES FROM REALMONEY

If you choose a 14-day free trial of RealMoney and you do NOT call to cancel within those 14 days, you will pay $129.95 — a $100 savings off the regular annual subscription price of $229.95. Unless you cancel before the end of that year, your subscription will automatically renew for another year at the then-current subscription price.

Offer applies only to new annual subscriptions, and is subject to change at any time. Void where prohibited.

If you choose a monthly subscription, you pay $34.95 per month. You will be notified if the current monthly rate of $34.95 changes at any time in the future.

TheStreet.com is a publisher. None of the contributors or their affiliates will provide you with personally tailored advice concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. From time to time, any or all of the contributors or their affiliates may hold positions in securities mentioned and they may trade for their own accounts. In cases where the position is held at the time of publication, appropriate disclosure is made.

© TheStreet.com, Inc., 14 Wall Street, 15th Floor, New York, NY 10005.